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equity that you have built-up in your home or purchase your dream home.
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Finance or Refinance Today!
We are pleased to offer modular home loans for home purchases and
mortgage refinance loans. Most modular home financing and refinancing
products are the same as traditional stick-built home loan products
because of the high construction standards of modular homes.
In this case, a modular home is virtually indistiquishable from a site built home.
That's why the best home loan products are available for modular home
financing and refinancing. Low-down-payment FHA insured loans,
FHA Streamline Refinancing for existing FHA mortgages, Conventional, VA
and Jumbo mortgages are all available.
Avoid headaches with inexperienced mortgage companies as they try to
catch up with and learn about modular homes. Our experienced loan specialists
are knowledgeable of this particular niche of lending for modular homes.
Modular Home in a Leased Lot Community
Single-section modular homes can be no older than 20 years. Multi-section
modular homes can be no older than 1977, with the exception of California, where
the multi-section modular homes can be 1970 and newer. All modular homes
must be in good condition, and must not need major repair, to include
roofing, skirting, siding and carpeting. Modular homes can be located
in modular home parks, on owned or leased land, or on private or family land.