| FHA Purchase Loan - FHA Purchase Loans - FHA Purchase - FHA Loan FHA purchase loan option offers FHA home purchase loans with great rates and a low down payment. An FHA loan to purchase a home makes sense. FHA Loan |
| FHA Manufactured Home Purchase Loans - Mobile Home FHA Purchase Loans |
 |  |  |  |  |  |  |
| Company | Loan Information | Apply | Privacy Policy | FHA Information Contact Information | Refinance Information | Purchase Information |
| Where Great Rates, Great Programs and Customer Service Meet |
| What an FHA Loan Can Do For You Buying a Home? FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties. FHA loans have been helping people become homeowners since 1934. How is this done? The Federal Housing Administration (FHA), which is part of HUD, insures the loan so you can get the best deal. Low down payments, Low closing costs, Easy credit qualifying |
| Rate and Term Refinance to 97.75% of your home's value. Cash Out Refinance Mortgage to 85% your home's value. Purchase Down Payment 3.5% of the home's value. Gift money is allowed. If the home is manufactured tied to land by deed or mortgage, it must be on an approved foundation. |
| Here is a list of the FHA Loan Qualifications: You will need to have 2 years of steady employment--not necessarily by the same employer but it is preferred. Your income should be similar or increasing for the past 2 years. You should have less than two 30 day periods of late payments on your credit reports. If you have declared bankruptcy, then it must be at least 2 years old, and you will have to have good credit since then. Foreclosures will need to be older than 3 years and have good credit since then. Mortgage payment should be about 30% of your gross income. Let FHA Loans Help You! We always "go the extra mile" to earn your business. No INITIAL CREDIT CHECK and NO OBLIGATION |
| FHA loan program -- FHA Loans and FHA Jumbo loans FHA HOME LOANS - FHA Loan Information - FHA Loans FHA loan requirements and guidelines are simple and easy to understand. FHA home loan with some important steps to make sure you can afford the mortgage. |
| Privacy & Security Protected |
| FHA loan requirements and guidelines are simple and easy to understand. Prepare for your FHA home loan with some important steps to make sure you can afford the mortgage. |
FHA INSURANCE
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.
FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.
LOAN CHECKLIST Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.
CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.
FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.
FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible
for the mortgage.
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.
FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.
LOAN CHECKLIST Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.
CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.
FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.
FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible
for the mortgage.
| Did You Know...? The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA approved lenders. FHA insures these loans on single family and multi-family homes in the United States and its territories. It is the largest insurer of residential mortgages in the world, insuring tens of millions of properties since 1934 when it was created. The FHA wants you to get the loan amount you are qualified for and sets up conditions to allow you to successfully buy an FHA home. One major mistake potential homebuyers can make when applying for an FHA home loan is to make a major credit purchase. Don't cloud your debt-to-income ratio with a big purchase before applying for your loan. To pre-qualify for an FHA loan, you should be able to demonstrate employability, job stability and reliability. |
Manufactured Home FHA Loans - Mobile Home FHA Loans
| Copyright ©1999-2018 All Rights Reserved Earth Works Trust Inc. website: www.earthworkstrust.com Mobile Home Financing - Mobile Home Loans - Mobile Home Lenders - Manufactured Home Financing - Manufactured Home Loans Mobile Home Refinancing - In Park Mobile Home Loans - Manufactured Home Refinancing - Refinance Mobile Home |
| Modular Home Refinancing Lenders - Modular Home Loans - Modular Home Lenders - Modular Home Loan Rates - Modular Home Finance - Modular Home Financing - Modular Home Financing lenders - Modular LoansModular Home Financing Options - Modular Home Financing Rates Modular Home Financing Specialists - Modular Home Refinancing - Home Loans for Modular Homes - Refinance Modular Home With Land Mobile Home Loans - Modular, Manufactured and Mobile Home Loans Financing and Refinancing Lenders |