|FHA Purchase Loan - FHA Purchase Loans - FHA Purchase - FHA Loan
FHA purchase loan option offers FHA home purchase loans with great rates and a low down payment. An FHA loan to purchase a home makes sense. FHA Loan
Contact Information | Refinance Information | Purchase Information
|Where Great Rates, Great Programs and Customer Service Meet
|What an FHA Loan Can Do For You
Buying a Home?
FHA might be just what you need. Your down payment can be as low as 3.5% of the
purchase price, and most of your closing costs and fees can be included in the loan.
Available on 1-4 unit properties. FHA loans have been helping people become
homeowners since 1934. How is this done? The Federal Housing Administration
(FHA), which is part of HUD, insures the loan so you can get the best deal.
Low down payments, Low closing costs, Easy credit qualifying
|Rate and Term Refinance
to 97.75% of your home's value.
Cash Out Refinance Mortgage
to 85% your home's value.
Purchase Down Payment
3.5% of the home's value.
Gift money is allowed.
If the home is manufactured tied to
land by deed or mortgage, it
must be on an approved foundation.
|Here is a list of the FHA Loan Qualifications:
You will need to have 2 years of steady employment--not necessarily by
the same employer but it is preferred.
Your income should be similar or increasing for the past 2 years.
You should have less than two 30 day periods of late payments on
your credit reports.
If you have declared bankruptcy, then it must be at least 2 years old,
and you will have to have good credit since then.
Foreclosures will need to be older than 3 years and have good credit since then.
Mortgage payment should be about 30% of your gross income.
Let FHA Loans Help You!
We always "go the extra mile" to earn your business.
No INITIAL CREDIT CHECK and NO OBLIGATION
|FHA loan program -- FHA Loans and FHA Jumbo loans
FHA HOME LOANS - FHA Loan Information - FHA Loans
FHA loan requirements and guidelines are simple and easy to understand.
FHA home loan with some important steps to make sure you can afford the mortgage.
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|FHA loan requirements and
guidelines are simple and easy to
understand. Prepare for your
FHA home loan with some
important steps to make sure
you can afford the mortgage.