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USDA Loans -- Save *Thousands* With Record-Low USDA Rates. Now Is The Time!
USDA Mortgage Rates | USDA Mortgage | USDA Loans
USDA Home Loans | USDA Purchase Loan | USDA Mortgage Lenders
Single Family, Manufactured, Mobile and Modular Homes With Land All Eligible
USDA Guaranteed Rural Purchase Loan Program
Single Family and Manufactured Homes on Land
$0 Down - 100% Financing

Growing in popularity, USDA loans offer incredible benefits to borrowers.
The USDA Housing and Community Facilities Program was designed to
help low to moderate income families with home ownership in rural
communities with populations of 20,000 or less.

USDA Loans used to be considered "farmers loans" but that is
simply not the case anymore.  Millions can now qualify.
  • Offers better terms than an FHA or conventional loans
  • Lower Rates and $0 Down Financing
  • No Private Mortgage Insurance
  • Can be used to buy a new home to a lower rate.
  • 100% financing including closing costs.
  • For purchases, you may not presently own a home.
  • Competitive 30 year fixed interest rates.
  • Flexible credit guidelines.
  • No maximum purchase price limit.
Some of the eligibility standards that determine if you qualify for a
USDA loan for your home include what county and zip code the home
resides in, your current income and credit history, as well as the number
of dependents you can claim. Because these guidelines
are very specific, it is important to work with a company that has
experience dealing with USDA government financing to
help determine your eligibility.
Earth Works Trust is that company!
We look forward to providing you with outstanding service!

We're a trusted mortgage resource as specialists in mortgage loans
for purchase and refinance for two decades!  We always
"go the extra mile" to earn your business.  
Invest 60 seconds in our short loan request form.
You'll be glad you did!

Where Great Rates, Great Programs and Customer Service Meet
Did You Know...?

FHA Streamline Refinance
Want to refinance your FHA
If you presently have an FHA
mortgage, you can easily qualify
for a Streamline FHA Refinance
Mortgage. Easier guidelines--no
appraisal, low documentation for
rate and term...
   Read more

VA IRRRL Streamline Refinance
The Interest Rate Reduction Loan
for no or low doc refinance
Do You Know if You Qualify?
Drastically reduce your monthly
! ...  Read More

Manufactured and Mobile Homes
Direct resource of loan products for
manufactured homes and mobile
home financing
 Read more
Earth Works TrustMobile Home Loans In Park or Home Only on LandLand Home Loans - With or Without LandModular Home Loan With or Without LandFHA Purchase, Refinance, Streamline Refinance,      Loan Limits Vary by CountyVA Purchase, Refinance, Streamline Refinance,      Jumbo Mortgage up to 1MEarth Works Trust Philosophy
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The Difference!
Whether you're buying or refinancing,
you won't pay high personal property
loan interest rates. Your loan is treated
like a home mortgage, with a low
interest rate that will keep your
payments manageable.
Qualify Now ...
Mobile Home Lenders, Refinancing, Mortgage Lenders
Mobile Home Refinance Loans
Yes!  Mobile home mortgage refinance for
mobile home refinance loans, to include,
mobile home refinance and manufactured
home refinancing, mortgage loans.
Fixed Rates and Lower Payments.

Looking for Mobile Home Refinancing?
Get up to 60 days with no payment
Lower and fix your rate
Lower your payments
Get up to 95% loan-to-value ratio
Build equity faster
Add or Remove co-borrower
Flexible terms
Closing Cost Financed
No maximum loan amounts
No seasoning requirement
No mortgage insurance requirement

We make mobile home loans and
manufactured home loans simple.
Mobile Home Loans, Financing, and Lenders
We Make Manufactured Home and
Mobile Home Loans,
Financing and Refinancing Simple.
Mobile Home Purchase Loans
We provide financing for new and used
manufactured home purchases with as
little as
5% down. Home ownership is
right around the corner.
Qualify Now...
Mobile Home Refinancing, Loan, and Lenders
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