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| FHA Modular Home Loans FHA Modular Home Financing - FHA Modular Home Loans - Modular Home Lenders Finance or Refinance Today! Our FHA lender programs for modular homes are specific to this housing type. FHA-insured loans give modular home borrowers many advantages. FHA loans often give FHA-insured mortgages to buyers without large down payments, and also allow for lower FICO scores. Other lender programs require a down payment of between 10 percent and 20 percent of the modular home purchase price and are credit score driven. Also, if there is not enough equity in the home, other loan programs allow for less cash out in a refinance. That's why so many borrowers are turning to FHA loans to meet their financing needs. FHA Loan-to-Value ratios 3.5 percent down for a purchase 97.75 percent for rate and term refinance 85 percent for cash out refinance We focus on your mortgage needs with the goal of delivering a straightforward, convenient experience. We're here to assist you every step of the way! |
| Modular Home Refinancing (Rate/Term or Cash-out) - Modular Home Purchase with Great Rates. If you presently have an FHA mortgage, you can easily qualify for a Streamline FHA Refinance Mortgage. Easier guidelines--no appraisal, low documentation for rate and term. |
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| NO INITIAL CREDIT CHECK - NO SENSITIVE INFORMATION - FREE REQUEST Your Privacy is Our Priority! |
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| Where Great Rates, Great Programs and Customer Service Meet |
FHA Modular Home Mortgage
Find the perfect purchase mortgage
loan. Choose from FHA, VA, USDA
Rural, as well as Jumbo Loans (FHA
VA included) up from 719,000 to
$3,000,000. The Big Loan is Back!
Find the perfect purchase mortgage
loan. Choose from FHA, VA, USDA
Rural, as well as Jumbo Loans (FHA
VA included) up from 719,000 to
$3,000,000. The Big Loan is Back!
FHA Modular Home Refinance
Cash out your equity now
for debt consolidation, home
improvements, paying off
debts or anything else you
want with your home's equity!
Cash out your equity now
for debt consolidation, home
improvements, paying off
debts or anything else you
want with your home's equity!
FHA Modular Home Loans
Rates are the lowest they've
been in close to 30 years.
Refinance now to get a lower
rate, turn your adjustable into a
fixed rate and get cash out!
Rates are the lowest they've
been in close to 30 years.
Refinance now to get a lower
rate, turn your adjustable into a
fixed rate and get cash out!
| NO INITIAL CREDIT CHECK NO SENSITIVE INFORMATION ASKED |
| Privacy & Security Protected |
| Modular Home Financing YES! We are your financing resource for Modular Home communities. Modular Home Loans, Modular Home Financing, Modular Home Refinancing Fixed Rates and Lower Payments. Modular Home Refinancing Loans Get up to 60 days with no payment Lower and fix your rate and payments Get up to 95% loan-to-value ratio Build equity faster Flexible terms No maximum loan amounts No seasoning requirement No mortgage insurance requirement Closing cost financed! |
| FHA loan requirements and guidelines are simple and easy to understand. Prepare for your FHA home loan with some important steps to be sure of an affordable mortgage. |
FHA INSURANCE
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.
FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.
LOAN CHECKLIST Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.
CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.
FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.
FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible
for the mortgage.
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.
FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.
LOAN CHECKLIST Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.
CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.
FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.
FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible
for the mortgage.
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